If you have sustained an injury because of a slip or fall, you may not have thought about the fact that you could be compensated for damages. While it can be easy to brush off this kind of injury, it may be more serious than you initially thought. By talking to a lawyer, you can learn more about your rights and ensure that you get the compensation and medical care you need.
The post below outlines the two basic forms of compensation you may be entitled to in this scenario.
Tort Claims
Tort claims are the first type of claim for slip or fall compensation. A tort claim covers typical medical and rehabilitation expenses. It also provides compensation for loss of income, pain and suffering, and housekeeping and handyman assistance.
Pain and Suffering
If you have experienced a slip and fall injury that results in pain and suffering, you can be compensated up to $362,000 over your lifetime. If you require care from an attendant due to your injuries, present and future care expenses may be covered.
Loss of Income
Loss of income claims will depend on what you earned pre-fall. Even if you return to work, you can still receive benefits for loss of income if your injury requires your job to be modified or makes it difficult for you to find appropriate employment. However, it’s important to note that if you receive employment or private disability insurance, or accident or disability benefits, they will be deducted from your lost income claim.
Housekeeping
Housekeeping expenses will also be compensated. This includes any home maintenance, modification, or housekeeping expenses.
Family Compensation
Family members are often burdened by loved ones’ injuries and can be compensated for up to $100,000 (possibly more) for any loss of care, guidance, or companionship that has resulted due to an injury or death. They can also receive compensation for nursing and attendant care services. If the family member dies, family members may also be compensated for loss of income and household services.
Medical Care
All past, present, and future medical care expenses that are not covered by OHIP can be compensated.
Disability Claims
Disability claims cover any partial or long-term disability you incur due to your injury. These claims can be made through employers, the Workplace Safety and Insurance Board (WSIB), or the Canada Pension Plan (CPP).
Employers often offer group long-term disability insurance policies, but if you are working with a long-term disability insurance company, it is a good idea to make sure you have a personal injury lawyer at your disposal. For CPP disability claims, you must apply for benefits and a personal injury lawyer is recommended to help you navigate this process. Victims filing WSIB claims can sometimes sue the responsible party for injury damages instead. A personal injury lawyer can help you determine whether this is the right option for you.
After a slip or fall, don’t hesitate to contact a lawyer. You owe it to yourself to know your rights and receive compensation for your injuries.
If you have been involved in an injury that occurred because of a slip or fall, consult with a slip and fall lawyer.
