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Who Pays My Medical Bills in a Personal Injury Lawsuit?
Ensuring that personal injury medical bills are covered is a large part of this process, which often includes securing funds to cover both past treatment and future procedures doctors anticipate will be necessary to correct, rehabilitate, or control the injury. Many personal injury suits are settled before or during trial, once the insurance company decides […]
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Can Your Insurance Company Stop Your Disability Benefits at Any Time?
Once secured, disability benefits are the financial lifeline for many families, particularly if the disabled family member was the former breadwinner. While it is rare to receive complete replacement of lost income through a disability policy, even a substantial portion makes a huge difference in the financial health of many individuals. When disability payments start […]
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Can You Collect Long-Term Disability and WSIB Benefits?
Suffering a debilitating injury or illness that requires a person to stop working is devastating emotionally and financially for the affected individual and his or her family. Disabilities, while affecting millions (almost two million in Ontario alone), are hard to predict and frequently come on suddenly and without warning. Long-term disability benefits (LTD), of which […]
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What Happens If Someone Sues My Insurance Company?
What Happens If Someone Sues My Insurance Company? If you are responsible for another person’s injuries or financial losses, due to carelessness or negligence on your part, that person may bring a claim against you. However, assuming you have automobile or home insurance, that claim would be paid by your insurance company. The title of […]
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Are Long Term Disability Benefits Taxable?
Long term disability income is taxable in some circumstances. To determine if your long term disability benefit is taxable, you have to know who paid the premium for the long term disability benefit. Your long term disability benefit is taxable if it is a benefit provided to you by your employer, unless you pay for the […]
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My Child Is Injured at Practice. Who is Liable?
Generally speaking, legal liabilities in sports are complex matters. It is explained, in part, by the fact that physical contact is an inherent component of many sports. Your and your child’s agreement to participate in a contact sport practice might be treated by the court as consent to injury risks that come with it. Sport […]
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Is the Driver of the Car Always at Fault in an Accident Involving a Bicycle?
There are no available keywords for this post/page!When there is a collision involving a motor vehicle and a bicyclist, the Ontario Highway Traffic Act presumes negligence against the motorist in accordance to the civil liability provisions. In short, a cyclist, as an operator of a bicycle without a motor, is treated the same way as […]
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Am I Covered for No-Fault Accident Benefits Even If I Am at Fault?
Benefits Coverage for At-Fault Accident In Ontario, there is a statute-created accident benefit system in place to provide people with medical, financial and other coverages. It is a no-fault accident benefits system. What that means is, even if you caused a motor vehicle accident, your insurance company still has to pay for your treatment needs, your […]
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What is a No-Fault Benefit Claim?
No-fault insurance benefits in Ontario are known as Statutory Accident Benefits. In Ontario, victims of motor vehicle accidents are entitled to no-fault insurance accident benefits. If the victim of a motor vehicle accident does not have recourse to a motor vehicle insurance policy, then he or she may make a no-fault benefit claim or Statutory […]
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Can I File a Disability Claim if I am Self-Employed?
To be successful as a self-employed individual, one needs a large amount of tenacity and drive to both get the endeavor off the ground and to generate a sustainable and consistent income. However, self-employment does bring risk of financial disaster if a disability strikes that prevents a person from working long-term. Disability for a self-employed […]
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