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What Illnesses Are Covered Under the Disability Act?
Ontario Disability Support Program The Ontario government pays disability benefits to entitled persons under the Ontario Disability Support Program (“ODSP”). Eligibility for benefits under ODSP requires proof of a substantial physical or mental impairment that is continuous or recurrent for at least a year or more. In addition, to be qualified the person must demonstrate […]
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What is disability vs impairment?
Disability vs Impairment In making a claim for disability benefits, there are strict definitions of the terms disability vs. impairment. These definitions will vary depending on the wording in the policy or governing statute. An impairment may be insignificant to a claim for benefits if it does not affect a person’s ability to work or […]
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What is the Disability Tax Credit?
Disability Tax Credit The Disability Tax Credit was established in 1988 by the federal government to provide for greater tax equity for persons with a disability and their families that have disability related expenses that other tax payers do not have. The Disability Tax Credit is non-refundable, which means that you will pay fewer taxes, but […]
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What is the Canada Disability Savings Grant and Bond Program?
The Canada Disability Savings Grant and Bond Program offers two ways in which a disabled person can receive money from the government in the form of grants and bonds deposited into a disabled person’s Registered Disability Savings Plan (RDSP). The grant and the bond can be received at the same time. The Canada Disability Savings […]
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Can I Claim Disability If I Have Been Diagnosed with a Debilitating Mental Illness?
Mental illness is an invisible stigma that affects millions around the world, and as the recent suicides of Kate Spade and Anthony Bourdain reveal, these disorders do not discriminate. Mental illness is unfortunately underappreciated and misunderstood by most people, but these disorders, which include a large range of psychological conditions, are debilitating disabilities for some […]
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How Long Can Long-Term Disability Last?
Long-term disability benefits provide the financial peace of mind a disabled individual needs to focus on managing his or her condition, and hopefully attaining some amount of recovery. Long-term disability benefits are designed to provide coverage in the event a person is unable to work due to a disability by replacing a portion of that […]
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Can A Volunteer Be Held Liable In The Province of Ontario?
Charities and non-for profit groups are highly dependent upon the selfless and dedicated services of volunteers. These volunteer workers support the work of paid employees and board members. However, there is often uncertainty and vagueness about the duties, responsibilities, and legal obligations of volunteers. When volunteering your time, it is critical that you think about […]
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My Doctor Has Determined That I am Disabled. What Steps Do I Take Now?
Disability claim process usually starts with your doctor’s determination that you are, in fact, disabled. And not just disabled, but disabled from work. If this happens, you should contact your employer. Inform your employer that you will not be attending work by the reason of your disability. Find out from your employer how to apply […]
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Injured at the Gym? Who is Liable?
The fitness mania of the 1980s is long behind us, but gyms and fitness centers are still doing a brisk business. Busy locations mean lots of people, and lots of people in one place means there are going to be accidents and people injured from time to time. A gym is no exception. So, if […]
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How Long can a Long-Term Disability Appeal Take?
Anyone who has ever filed an insurance claim, regardless of the type or basis, understands how difficult companies make it for insureds to actually collect the benefits they pay premiums to secure. Long-term disability claims are no different, and in fact, often take considerably longer to work through the internal system disability providers utilize to […]
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