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Someone is Injured on Your Property: Are You Liable?
Both occupiers of property, and the owners themselves, must care for their premises in a manner that allows visitors and others with permissible purpose to exist safely. In the event someone is injured on your property, are you liable for their serious injury or death? We explore Canadian tort law, premises liability, and what property […]
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Can You Get Disability If Injured as a Member of the Canadian Armed Forces?
Serving in the Canadian Armed Forces is an honorable way to give back to one’s country, and provide a benefit that can never be fully quantified. But, what if you get injured? Can you get veteran disability if injured as a member of the Canadian Armed Forces? The type of work required and the situations in […]
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How to Successfully Appeal a Long-Term Disability Denial
Successfully Appeal a Long-Term Disability Denial Outside of medical concerns, financial stress is the most overwhelming aspect of disability for most sufferers, as work typically becomes extremely limited, if not practically impossible, to perform. In these circumstances, some form of income replacement is necessary to keep the disabled and his/her family afloat. If a person […]
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If I am Approved for Disability, Will My Children Get Benefits?
Unforeseen events can quickly derail a family’s financial stability, and one issue that can definitely destroy financial peace of mind is the onset of a disability. Not only is a disabled individual severely limited, if not completely unable, to work, but the cost of managing the repercussions of significant physical and mental impairments is an […]
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What are the Canadian Disability Savings Regulations or RDSP?
Disabilities are devastating for the sufferer and his or her loved ones. Most require substantial assistance from others to complete necessary tasks, such as eating, dressing, bathing, and getting around. Not only does this supplemental care take time, it also takes employment opportunities away from the family member providing the care, or money spent to […]
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Injured Volunteering?
People giving their time to organizations and causes without the expectation of monetary compensation in return is integral to the operation of many non-profit and fiscally strapped entities. The types of duties and responsibilities can vary greatly, as well as the environment in which a volunteer may be asked to work. Providing this support is […]
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What Illnesses Are Covered Under the Disability Act?
Ontario Disability Support Program The Ontario government pays disability benefits to entitled persons under the Ontario Disability Support Program (“ODSP”). Eligibility for benefits under ODSP requires proof of a substantial physical or mental impairment that is continuous or recurrent for at least a year or more. In addition, to be qualified the person must demonstrate […]
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What is disability vs impairment?
Disability vs Impairment In making a claim for disability benefits, there are strict definitions of the terms disability vs. impairment. These definitions will vary depending on the wording in the policy or governing statute. An impairment may be insignificant to a claim for benefits if it does not affect a person’s ability to work or […]
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What is the Disability Tax Credit?
Disability Tax Credit The Disability Tax Credit was established in 1988 by the federal government to provide for greater tax equity for persons with a disability and their families that have disability related expenses that other tax payers do not have. The Disability Tax Credit is non-refundable, which means that you will pay fewer taxes, but […]
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What is the Canada Disability Savings Grant and Bond Program?
The Canada Disability Savings Grant and Bond Program offers two ways in which a disabled person can receive money from the government in the form of grants and bonds deposited into a disabled person’s Registered Disability Savings Plan (RDSP). The grant and the bond can be received at the same time. The Canada Disability Savings […]
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