WSIB Lawyer Skip to content
Trial Tested Injury Lawyers

When To Report a Car Accident and the Consequences of Not Reporting

Don’t delay discussing your matter with us to find out how to build a winning case.

Please enable JavaScript in your browser to complete this form.

You don’t pay us unless we win your case. No Out of pocket expenses required.

Note: Your Privacy is Safe with us. We will never disclose your information to external parties.

When To Report a Car Accident and the Consequences of Not Reporting

Don’t delay discussing your matter with us to find out how to build a winning case.

Please enable JavaScript in your browser to complete this form.

You don’t pay us unless we win your case. No Out of pocket expenses required.

Note: Your Privacy is Safe with us. We will never disclose your information to external parties.

While it’s easy to know what to do after a major car accident, it can be harder to know the right steps to take in other accident scenarios. What many people don’t know is that if you don’t report certain accidents, you can face serious consequences down the road.

Below, you’ll learn how and when to report a car accident and the consequences of not reporting.

When to Notify the Police

While many people think that notifying the police after an accident is a personal choice, there are actually rules in place about reporting. In fact, each Canadian province sets a dollar amount for estimated damages that you can use to gauge whether or not you need to report your accident.

For example, Alberta and Ontario have set a limit of $2000. That means if the total estimated damages incurred by both vehicles involved in the accident are less than $2000, you don’t need to report it to the police. If the estimated damages are $2000 or more, you are required to report it to the police or to a collision reporting center.

What many people don’t know is that if you don’t report an accident and it is required by law that you do so, the police can charge you with leaving the scene. This is a serious charge that can not only increase your car insurance payments, but it can also result in serious fines and jail time. Make sure you take time to properly estimate the damages that resulted from the accident to ensure that you’re behaving within the limits of the law.

When to Notify Your Insurance Company

Insurance companies require all involved drivers to report any accident, whether the damage is major or minor. Drivers often believe that they can pay damages themselves without notifying their insurance company, but it is imperative that you notify your insurer.

If you fail to report a collision to your insurance company but the other driver involved in the accident reports it, you may find yourself in a sticky situation. This is because the other driver’s insurer will likely contact your insurer regarding how to negotiate the claim, at which point your insurer will learn that you failed to notiy them.

It’s also important to remember that even if you pay for damages on your own, your insurance rates will go up if you are found to be partially or totally responsible for the accident.

To ensure that your insurance company will pay your claim, consider using a dash cam recorder at the scene of the accident. This kind of evidence usually results in claims being paid.

When to Report Private Property Collisions

A collision on private property like a parking lot should be reported the same as an accident that happened on a roadway. If there are injuries or damages that exceed your province’s dollar amount limits for damages, you must report it to the police as well as your insurer.

Accidents Where Reporting is Required

In certain scenarios, you must report an accident to the police and your insurance company regardless of how much property damage is incurred. You must report an accident if it involves:

• Major or minor injuries or death
• A criminal act such as impaired driving
• An uninsured driver
• A government vehicle
• A vehicle transporting of hazardous goods
• Damaged property, including homeowner property, private property, municipal property, or highway property
• A pedestrian
• A bicyclist

Now that you understand the basics of when to report an accident, you can feel more prepared in case you’re involved in one. It’s essential to remember that regardless of the level of injury or damages, it’s a good idea to contact a personal injury lawyer right away if you’ve been in an accident. At minimum, getting a free consultation and learning more about your rights can help you understand how to proceed to ensure that you claim the damages you’re entitled to.

If you’ve been injured in an accident, book a free consultation with and accident lawyer to better understand your rights.

Disclaimer: The content of this article is a general guideline made available for educational purposes only and is not intended to be used as legal advice for the reader’s specific situation nor in general. By reading our blog and website content, the reader acknowledges the above and understands there is no lawyer-client relationship created between you and Himelfarb Proszanski through this content. To get specific legal advice, we encourage you to book a free consultation with one of our lawyers to clarify the legal aspects of your situation.

Timing is Critical. Help is Free.

Don’t delay discussing your matter with us to find out how to build a winning case.

Please enable JavaScript in your browser to complete this form.

You don’t pay us unless we win your case. No Out of pocket expenses required.

Note: Your Privacy is Safe with us. We will never disclose your information to external parties.

Timing is Critical. Help is Free.

Don’t delay discussing your matter with us to find out how to build a winning case.

Please enable JavaScript in your browser to complete this form.

You don’t pay us unless we win your case. No Out of pocket expenses required.

Note: Your Privacy is Safe with us. We will never disclose your information to external parties.

OUR CLIENTS

What They Say About Us

Sherene AlySherene Aly
16:02 23 Mar 24
I was very pleased with my decision to retain David and his team for my case. Melissa Gizzo was simply amazing and was able to secure a fair settlement for me.
T TT T
17:46 16 Feb 24
Experienced and excellent law firm. Their lawyers are wonderful, articulate, dilligent, amicable, calm, respectful, responsible, resourceful and have good human and customer relationships Especially DAN HOLLAND 👌 He is an amazing lawyer as regards dealing with any of the Accident case.I was involvedIn an accident in 2019 February. He was God sent as he dutifully and relentlessly worked hard until the case was settled
LizLiz
22:43 18 Jan 24
I highly recommend Dan Holland as a disability lawyer. His commitment to my case made the process seamless. Dan's clear communication and ability to simplify complex legal matters made it easy for me to understand every step. He demonstrated genuine concern for my best interests, making him not only a skilled attorney but also someone easy to talk to.Dan’s support extended beyond legal expertise; he alleviated my stress during the long-term disability case. His calm approach and unhurried demeanour ensured that there was no rush in our collaboration. This, coupled with his dedication, made the entire experience more manageable, fostering confidence in his ability to handle the case with meticulous care.I wholeheartedly endorse Dan for anyone seeking a lawyer who not only gets results but also prioritizes your peace of mind.
Neeshanth SritharanNeeshanth Sritharan
21:49 01 Jan 24
My mom was involved in an accident impacting her daily life and ability to work. Dan Holland has worked with us during the duration of our case and has been helpful in fighting for her and supporting us, and organizing the things we needed. Our family is incredibly grateful of the outcome Dan was able to obtain for us. I would highly recommend him!
Faiza HamidFaiza Hamid
01:26 22 Dec 23
I'm so happy I chose Mena Brar and her team represet us . We could not ask for a better team she is so kind, loyal, and honest. she spoke to me as an equal and made me feel as if my case was definitely important and that I deserved to be fairly compensated. I appreciate you. Did it for me and how this will help me get back on track with my life. keep helping others. You are doing amazing works, Mena Brar. I wish you all the best.
Brenda FurtadoBrenda Furtado
23:38 12 Dec 23
Many thanks to Silene Malhao for settling my husband's TORT claim and to Mena Brar for settling his accident benefits claim. These ladies made themselves available any time we had a question. They were very understanding and compassionate. We were completely taken care of throughout this process. We would definitely recommend this team to friends and family!
ShaunaShauna
15:52 06 Dec 23
We are so happy that we had David and his team represent us. We couldn't have asked for a better team. Not only is David incredibly skilled and experienced, he is kind and compassionate and it is clear how much he cares for his clients. Megan was also absolutely amazing to work with and was always on top of everything and there to answer any questions we had! Thank you!
Andrew CoutoAndrew Couto
23:10 21 Nov 23
I'm so happy I chose David as my lawyer. I spoke to a few lawyers before finding David and I noticed majority of them spoke to me in a way that felt demeaning or that my case wasn't big enough or important enough to take. One phone call with David and my opinion on lawyers changed. He spoke to me as an equal and made me feel as if my case was definitely important and that I deserved to be fairly compensated. The whole process was wonderful. From dealing with David's law clerk Ingrid whom is an amazing and kind woman to his legal assistant Melissa whom is another amazing kind and talented young woman. I was so stressed about this case but from day 1 they helped ease that stress and always answered all my questions promptly and respectfully. I couldn't believe David got me to mediation within 6 months of being cut off my LTD and got me a settlement way beyond my expectations. I can't say enough good things about this law firm but I guarantee you that if you need a lawyer to fight for you David is your guy! . Believe me when I say this is the law firm for anyone dealing with personal injuries especially LTD denial claims. Thank you so much to David, Ingrid and Melissa you truly don't know how much I appreciate all you did for me and how this will help me get back on track with my life. Keep helping others you guys are doing amazing work! I wish you all the best!
Rose RegazziRose Regazzi
21:15 11 Oct 23
I sustained a relatively painful injury, affecting me long term.I wouldn't otherwise had pursued it, as it involved a relatively large corporation, but felt it necessary to do so. However, many lawyers were daunted, with one, who actually referred me to HIMPRO.I was connected with Dan Holland, who reviewed the case, provided with me realistic expectations, sound advice and had a willingness to move forward and represent me.His calm and professional demeanor, brought me to a place of reassurance. His ease in addressing all facets of this process, clearly demonstrated a wealth of experience. There was never any hesitation, when being challenged, and felt my best interest was always in the forefront.This case has since been resolved, to my complete satisfaction.Without reservation, HIMPRO (and Dan Holland, in particular), would be the only firm I would recommend for these type of cases.
js_loader

HIMPRO BY HIMELFARB PROSZANSKI LLP

HIMPRO is a leading law firm with full service personal injury and disability insurance lawyers. We have been recognized by Best Lawyers and assigned the highest rating, AV Preeminent, from Martindale-Hubbell. We provide a combined century of trial experience which has led to the successful settlement of over 10,000 cases with combined settlement value in excess of 3/4 billion dollars. Our mission is to win your case. At HIMPRO by Himelfarb Proszanski LLP we build winning cases. That’s the HIMPRO Advantage™.

LOCATION

Toronto
480 University Ave
Suite 1401
Toronto ON
M5G 1V2
(416) 599-8080

Brampton
2 County Ct Blvd
Suite 400
Brampton ON
L6W 3W8
(905) 595-6760

Hamilton
1 Hunter St E
Ground Floor
Hamilton ON
L8N 3W1
(905) 777-8002

Kitchener
22 Frederick St
7th Floor
Kitchener ON
N2H 6M6
(519) 772-7659

Oshawa
21 Simcoe St S
Oshawa ON
L1H 4G1
(289) 634-5554

Back To Top