Driving a motorcycle is a choice made by many Canadians. Some people like motorcycles because of their fuel efficiency, others just like the feeling of freedom you experience while driving a motorcycle. Whatever the reason you chose to operate a motorcycle, it is important to remember that you have the same rights to make an insurance claim as those in an enclosed vehicle. Sadly, it is not unusual to hear about a denied motorcycle accident claim.
Insurers have a bias against those who operate motorcycles by claiming they are a risky choice of transportation. However, if you are legally licensed to operate a motorcycle and have all of the right insurance coverage in place, there should be no bias about making a claim.
My Private Insurance Denied My Motorcycle Accident Claim
If you are not at fault for the accident and have been denied a motorcycle accident claim in Ontario, it is time to protect your rights and speak with a motorcycle accident lawyer. When you have a lawyer managing your claim, you will have the comfort in knowing that your lawyer will fight the reasons that your motorcycle accident claim is denied and force the insurance companies to honor the terms of your agreement.
Motorcycle accidents often result in serious bodily injuries. It is critical to the well-being of the motorcyclist that their claims are paid so that they can make a physical and financial recovery from the accident.
Common Motorcycle Accident Injuries
When an accident occurs, any type of injury can happen. However, there are some injuries that are more common with motorcycle accidents. These injuries are often quite serious because many motorcycle accidents result in the rider being thrown from the motorcycle.
Common injuries include:
- Spinal cord injuries
- Traumatic brain injuries
- Fractured bones
- Lacerations
- Neck injuries
- Road Rash
- Loss of limbs
Motorcyclists often endure multiple injuries in an accident, and many of these injuries are catastrophic or life-changing. This is why it is so important that the insurance companies honor their insurance policies and pay the claim.
Disputing A Denied Motorcycle Accident Claim
When you have a lawyer managing your motorcycle accident claim, they will investigate the reasons why the insurance company has denied your claim. Sometimes, although not often, it is a simple miscommunication or failure to provide information that has caused the denial.
However, in most cases, the insurance companies have come up with elaborate reasons why they should deny your claim. The insurance companies are quite aggressive about finding the smallest detail to use to deny the claim.
Your lawyer will go through the terms of the policy and review the reasons that the claim was denied. Using this information, your lawyer will build a solid case for your claim for compensation.
Get Help
Involvement in a motorcycle accident is devastating. You may face a long recuperation period or may even face a life-long disability from your injuries. Your financial stability will be challenged because you are unable to work while receiving medical care. Your life will just become chaotic.
Things can become more challenging if the insurers begin to deny claims and refuse to honor the terms of their policy. It adds to the suffering you are already enduring, and it is wrong. You should not have to suffer more from the insurance company you paid to protect your interests.
If you have been denied compensation for your motorcycle accident injuries, it is critical to speak with a motorcycle accident lawyer about your case. Your lawyer can dispute the claims of the insurance company and fight for your benefits to be granted.
