While many forms of compensation after an accident are straightforward, the tort claim process can often seem complex and confusing. Tort claims are unique because they involve seeking compensation for various types of damages, some of which are difficult to quantify in monetary terms.
For example, while loss of wages and medical treatment costs are generally straightforward to calculate, other forms of compensation, such as loss of earning opportunity and pain and suffering, can be much harder to determine. Below, you’ll find a comprehensive overview of how tort claims are processed and settled.
Who Can File a Tort Claim?
Anyone who suffers an injury due to another party’s negligence may be eligible to file a tort claim. This includes situations such as motor vehicle accidents or workplace injuries where you were not at fault. It is important to note that if you bear any percentage of responsibility for your injury, that portion will be deducted from your total claim amount.
Pain and suffering compensation typically requires that the injury be serious. A serious injury is one that impairs your ability to work, provide care, or live your life normally. Moreover, the injury must be permanent or expected to have long-lasting effects. A personal injury lawyer can help determine if your injury meets these criteria.
In Canada, there is a cap on pain and suffering damages, which is currently set at $360,000.
Tort Lawsuit Process
The duration of a tort claim can vary widely, but the process generally follows several key stages:
1. Gathering Evidence
To support your claim, it is essential to collect all relevant evidence, including witness statements, police reports, and medical records. Your lawyer will assist in obtaining these documents and may conduct interviews with witnesses to strengthen your case. Evidence collection is an ongoing effort throughout the tort claim process.
2. Initiating the Case and Documentation
Your case officially begins when your lawyer files a Statement of Claim and serves it on the defendant, who then responds with a Statement of Defense. Following this, both parties exchange documentation and evidence relevant to the claim. This phase often involves undertakings, where lawyers agree to share specific medical, financial, or other pertinent information.
As the case advances, your lawyer will review applicable laws and provide insights about the likely timeline, potential settlement amount, and possible outcomes.
3. Questioning (Examinations for Discovery)
Once evidence is gathered, both parties’ lawyers question the plaintiff and defendant under oath regarding the evidence and documents presented. Your lawyer ensures that the questioning is conducted fairly and within legal boundaries.
4. Medical Exams
Both parties may require you to undergo medical examinations by doctors they select. These exams may be repeated and the findings will become part of the evidence to support or defend the claim.
5. The Settlement Process
At any point before a judge issues a ruling, either party may propose a settlement to avoid trial. Many tort claims, particularly those arising from motor vehicle accidents, are settled out of court. Settlement negotiations can sometimes be lengthy, taking several years. Your lawyer will guide you on whether to accept a settlement offer or continue negotiating.
If the case proceeds to trial, the court typically delivers a judgment within a few weeks. Following settlement or judgment, your lawyer will deduct any legal fees and expenses before distributing the compensation to you. If you are dissatisfied with a court ruling, your lawyer may advise on filing an appeal.
With this detailed overview of the tort claim process, you should have a clearer understanding of how tort claims work and how to proceed if you’ve been injured due to someone else’s negligence. Consulting a tort claims lawyer can help you navigate the complexities, protect your legal rights, and maximize the compensation you deserve.