How to File a Car Accident Claim

If you have recently been in a car accident, you know it can be a frightening experience that can change your life.

If you think you have a case but are unsure about how to file a car accident claim, you’ll learn more below about what to do to ensure that your legal rights are protected.

Immediately After the Accident

If you are able, there are two things you should do immediately after the accident: seek medical assistance and call the police.

Calling the police is essential after an accident, even if it’s a minor fender bender. Police officers have specialized training that allows them to assess who is at fault for the accident by taking photos and gathering statements. This information will become an important part of your personal injury case. The police will also make sure traffic is under control so you stay safe.

If you are injured in an accident, even if your injuries seem minor, it is important to seek medical help right away. Visit a doctor or, if your injury seems more serious, call the paramedics or go to your local emergency room for treatment. You should always do this as soon as possible after an accident to make sure your injuries are properly treated.

Also schedule a follow-up appointment with your doctor. Getting medical attention immediately will ensure that you are properly compensated by your insurance company. Doctors’ assessments will also be important if you decide to sue the responsible party.

Finding a Lawyer

Once you’ve gotten treatment for your injuries, it’s time to get in touch with a Car Accident Lawyer for a free consultation. During the consultation, you’ll learn more about your legal rights and gain a clearer understanding of how strong a case you have and what kind of settlement you are entitled to.

A lawyer can alleviate substantial stress after an accident by filing claim forms with your insurance company, collecting information from police and witnesses, and making sure you get what you deserve from insurance companies.

Consider a Lawsuit

Deciding to file a lawsuit is a big decision, but if you’ve been injured due to the negligence of a third party, filing a suit will make it more likely that you’ll receive sufficient compensation for medical expenses, income loss, and any costs you incur if you need to be trained for a different form of employment.

If you sue, you should be ready to help your lawyer collect evidence and to testify in a court of law. More than likely, your case will be settled out of court through a negotiation process, but it’s still a good idea to be prepared for the possibility of court.

Understanding Compensation

There are a variety of types of compensation you may be eligible for after an accident including injuries, loss of income and other out-of-pocket expenses, Family Law Act claims and more.

Pain and suffering compensation is sometimes applicable, but in order to qualify you must have undergone significant and permanent physical, psychological or mental impairment or disfigurement. If you qualify, you can be compensated up to $365,000. Legal deductibles may also apply to this type of compensation, which your lawyer can explain in more detail.

You are also legally entitled to be compensated for any loss of income you experience because of your accident, including reduced income, inability to find work and future income loss.

Pecuniary losses such as housekeeping, care, home maintenance, and travel due to your injuries can also be legally recovered. If some of your medical expenses are not covered by your insurance policy, you may also be entitled to these.

Your family members can also be compensated for any suffering they have experienced due to your accident, including expenses they’ve incurred because of your injuries. They can also be compensated if you are unable to provide them with the same level of companionship, guidance or care that you were able to provide prior to your accident.

The best way to get trustworthy information about a car accident claim is to get in touch with a lawyer that can tell you more about your legal rights.

Now that you’ve learned about how to file a car accident claim, find out more by downloading our free personal injury recovery kit or contact us for a free consultation.