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Private Disability Insurance Lawyers: Are You Getting ALL the Disability Benefits You Deserve?

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Private Disability Insurance Lawyers: Are You Getting ALL the Disability Benefits You Deserve?

Don’t delay discussing your matter with us to find out how to build a winning case.

Please enable JavaScript in your browser to complete this form.

You don’t pay us unless we win your case. No Out of pocket expenses required.

Note: Your Privacy is Safe with us. We will never disclose your information to external parties.

Getting private disability insurance in Canada can be a challenge. The vast majority of claims are denied the first time around. Or they’re simply paid out for a short period and then stopped. At that point, applicants need help getting disability benefits reinstated. The most common solution: private disability insurance lawyers who have experience in filing and winning claims like yours.

In the Beginning

If you are preparing to file a disability claim on your own, consider the potential areas of confusion and trouble that might lie ahead. For starters, every word you say to an insurance adjuster can and will be used against you after your claim is filed. Knowing precisely what to say to an adjuster is of paramount importance. A lawyer can help you write a concise statement that will satisfy the adjuster’s request and work to your advantage once the claim is filed.

There are some questions that adjusters are not allowed to ask. This doesn’t prevent them from trying. Do you know, legally, what you must answer? A lawyer knows all the parameters and can assist you when it comes time to deal with adjusters. Competent legal professionals will also know how to fill out your disability application thoroughly, honestly and accurately. The goal is to apply in such a way that you will be approved for disability benefits the first time, not the second, third or fourth.

There are three main categories under which Canadians usually need help getting disability benefits:

Obtaining benefits-

  • From an employer
  • From a private insurance company
  • From the Canada Pension Plan, also known as CPP

Private Disability Lawyers Know How to Succeed

The legal morass of Canada’s disability compensation programs can be daunting to even the most determined individuals. There’s a double problem for applicants. First, they’re faced with a disability, which makes every aspect of life more difficult. Second, in the midst of being disabled, the person is expected to navigate one of the most complex areas of Canadian law.

It’s no wonder that most disability applicants eventually turn to private disability insurance lawyers. In most cases, the legal fees are far overshadowed by the amount of the disability award, which is a monthly benefit paid for life.

What Lawyers Do for Applicants?

Private disability insurance lawyers know how to deal with denied applications, delayed benefits, benefit deductions, or other legal roadblocks that are routinely thrown in the way of people who are unable to work but still need to cover daily living expenses.

It’s quite common for CPP, private insurers and employers to deny benefits the first time around. This puts people in a financial bind because they often have no, or very little, income during this appeals period. Competent lawyers can do two things to get the ball rolling and get the compensation that their clients deserve:

Long-term disabilities that prohibit someone from continuing gainful employment can mean going from a reliable income to no income. Whether the entity that denied the benefit application is governmental or private, an experienced lawyer will be sure to meet all the criteria when the client applies again.

Additionally, professional legal advisors will meet any of the specific deadlines within the process and even act as an in-court representative for clients who face fully denied or delayed benefits.

When CPP claims are denied, legal professionals approach the situation in a similar way, making certain that all paperwork is filed by the appropriate deadlines and helping clients understand exactly what is happening during each stage of the process.

Are You Getting What You Deserve?

There’s really no use in getting short-term benefits for a long-term disability. Nor do you want to receive a payment amount that is far short of what you deserve. If you still need to apply for benefits, or have already been turned down, check with a disability lawyer and find out how to file a successful application and how to get the full amount of benefits you deserve.

Disclaimer: The content of this article is a general guideline made available for educational purposes only and is not intended to be used as legal advice for the reader’s specific situation nor in general. By reading our blog and website content, the reader acknowledges the above and understands there is no lawyer-client relationship created between you and Himelfarb Proszanski through this content. To get specific legal advice, we encourage you to book a free consultation with one of our lawyers to clarify the legal aspects of your situation.

Timing is Critical. Help is Free.

Don’t delay discussing your matter with us to find out how to build a winning case.

Please enable JavaScript in your browser to complete this form.

You don’t pay us unless we win your case. No Out of pocket expenses required.

Note: Your Privacy is Safe with us. We will never disclose your information to external parties.

Timing is Critical. Help is Free.

Don’t delay discussing your matter with us to find out how to build a winning case.

Please enable JavaScript in your browser to complete this form.

You don’t pay us unless we win your case. No Out of pocket expenses required.

Note: Your Privacy is Safe with us. We will never disclose your information to external parties.

OUR CLIENTS

What They Say About Us

Sherene AlySherene Aly
16:02 23 Mar 24
I was very pleased with my decision to retain David and his team for my case. Melissa Gizzo was simply amazing and was able to secure a fair settlement for me.
T TT T
17:46 16 Feb 24
Experienced and excellent law firm. Their lawyers are wonderful, articulate, dilligent, amicable, calm, respectful, responsible, resourceful and have good human and customer relationships Especially DAN HOLLAND 👌 He is an amazing lawyer as regards dealing with any of the Accident case.I was involvedIn an accident in 2019 February. He was God sent as he dutifully and relentlessly worked hard until the case was settled
LizLiz
22:43 18 Jan 24
I highly recommend Dan Holland as a disability lawyer. His commitment to my case made the process seamless. Dan's clear communication and ability to simplify complex legal matters made it easy for me to understand every step. He demonstrated genuine concern for my best interests, making him not only a skilled attorney but also someone easy to talk to.Dan’s support extended beyond legal expertise; he alleviated my stress during the long-term disability case. His calm approach and unhurried demeanour ensured that there was no rush in our collaboration. This, coupled with his dedication, made the entire experience more manageable, fostering confidence in his ability to handle the case with meticulous care.I wholeheartedly endorse Dan for anyone seeking a lawyer who not only gets results but also prioritizes your peace of mind.
Neeshanth SritharanNeeshanth Sritharan
21:49 01 Jan 24
My mom was involved in an accident impacting her daily life and ability to work. Dan Holland has worked with us during the duration of our case and has been helpful in fighting for her and supporting us, and organizing the things we needed. Our family is incredibly grateful of the outcome Dan was able to obtain for us. I would highly recommend him!
Faiza HamidFaiza Hamid
01:26 22 Dec 23
I'm so happy I chose Mena Brar and her team represet us . We could not ask for a better team she is so kind, loyal, and honest. she spoke to me as an equal and made me feel as if my case was definitely important and that I deserved to be fairly compensated. I appreciate you. Did it for me and how this will help me get back on track with my life. keep helping others. You are doing amazing works, Mena Brar. I wish you all the best.
Brenda FurtadoBrenda Furtado
23:38 12 Dec 23
Many thanks to Silene Malhao for settling my husband's TORT claim and to Mena Brar for settling his accident benefits claim. These ladies made themselves available any time we had a question. They were very understanding and compassionate. We were completely taken care of throughout this process. We would definitely recommend this team to friends and family!
ShaunaShauna
15:52 06 Dec 23
We are so happy that we had David and his team represent us. We couldn't have asked for a better team. Not only is David incredibly skilled and experienced, he is kind and compassionate and it is clear how much he cares for his clients. Megan was also absolutely amazing to work with and was always on top of everything and there to answer any questions we had! Thank you!
Andrew CoutoAndrew Couto
23:10 21 Nov 23
I'm so happy I chose David as my lawyer. I spoke to a few lawyers before finding David and I noticed majority of them spoke to me in a way that felt demeaning or that my case wasn't big enough or important enough to take. One phone call with David and my opinion on lawyers changed. He spoke to me as an equal and made me feel as if my case was definitely important and that I deserved to be fairly compensated. The whole process was wonderful. From dealing with David's law clerk Ingrid whom is an amazing and kind woman to his legal assistant Melissa whom is another amazing kind and talented young woman. I was so stressed about this case but from day 1 they helped ease that stress and always answered all my questions promptly and respectfully. I couldn't believe David got me to mediation within 6 months of being cut off my LTD and got me a settlement way beyond my expectations. I can't say enough good things about this law firm but I guarantee you that if you need a lawyer to fight for you David is your guy! . Believe me when I say this is the law firm for anyone dealing with personal injuries especially LTD denial claims. Thank you so much to David, Ingrid and Melissa you truly don't know how much I appreciate all you did for me and how this will help me get back on track with my life. Keep helping others you guys are doing amazing work! I wish you all the best!
Rose RegazziRose Regazzi
21:15 11 Oct 23
I sustained a relatively painful injury, affecting me long term.I wouldn't otherwise had pursued it, as it involved a relatively large corporation, but felt it necessary to do so. However, many lawyers were daunted, with one, who actually referred me to HIMPRO.I was connected with Dan Holland, who reviewed the case, provided with me realistic expectations, sound advice and had a willingness to move forward and represent me.His calm and professional demeanor, brought me to a place of reassurance. His ease in addressing all facets of this process, clearly demonstrated a wealth of experience. There was never any hesitation, when being challenged, and felt my best interest was always in the forefront.This case has since been resolved, to my complete satisfaction.Without reservation, HIMPRO (and Dan Holland, in particular), would be the only firm I would recommend for these type of cases.
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HIMPRO BY HIMELFARB PROSZANSKI LLP

HIMPRO is a leading law firm with full service personal injury and disability insurance lawyers. We have been recognized by Best Lawyers and assigned the highest rating, AV Preeminent, from Martindale-Hubbell. We provide a combined century of trial experience which has led to the successful settlement of over 10,000 cases with combined settlement value in excess of 3/4 billion dollars. Our mission is to win your case. At HIMPRO by Himelfarb Proszanski LLP we build winning cases. That’s the HIMPRO Advantage™.

CONTACT

LOCATION

Toronto Disability Lawyers
480 University Ave
Suite 1401
Toronto ON
M5G 1V2
(416) 599-8080

Brampton Disability Lawyers
2 County Ct Blvd
Suite 400
Brampton ON
L6W 3W8
(905) 595-6760

Hamilton Disability Lawyers
1 Hunter St E
Ground Floor
Hamilton ON
L8N 3W1
(905) 777-8002

Kitchener Disability Lawyers
22 Frederick St
7th Floor
Kitchener ON
N2H 6M6
(519) 772-7659

Oshawa Disability Lawyers
21 Simcoe St S
Oshawa ON
L1H 4G1
(289) 634-5554

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