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If I am Approved for Disability, Will My Children Get Benefits?

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If I am Approved for Disability, Will My Children Get Benefits?

Don’t delay discussing your matter with us to find out how to build a winning case.

Please enable JavaScript in your browser to complete this form.

You don’t pay us unless we win your case. No Out of pocket expenses required.

Note: Your Privacy is Safe with us. We will never disclose your information to external parties.
children disability benefits

Unforeseen events can quickly derail a family’s financial stability, and one issue that can definitely destroy financial peace of mind is the onset of a disability. Not only is a disabled individual severely limited, if not completely unable, to work, but the cost of managing the repercussions of significant physical and mental impairments is an ongoing obligation that can quickly overwhelm a family’s resources. The lack of financial support unavoidably reverberates from a disabled parent to his or her child or other dependent, making it more difficult to provide the necessities a child needs until he or she is in a position to earn money. Canada provides several disability benefit programs to citizens able to show the existence of a severe and prolonged impairment.

One program in particular, the Canada Pension Plan Disability, offers benefits for a qualified disabled individual, as well as his or her dependent children. This additional contribution can make a notable difference in the financial stability of the household, and the available money to directly benefit the child. A discussion of how a disabled individual qualifies for the Canada Pension Plan, and when a child may access supplemental benefits under a covered parent, will follow below.

Qualifying for the Canada Pension Plan

Before the question even arises of whether a child may collect disability benefits under a parent’s eligibility, the parent must first qualify as disabled according to federal law. Disability benefits provided under the Canadian Pension Plan is the program that offers supplemental benefits for children, reflecting the fact that qualifying for benefits is largely dependent upon making the necessary contributions within the applicable time frame. Specifically, to qualify for the disability arm of this program, a contributor must earn a minimum amount ($5,500 for 2017), and contribute to the program for a specified period of time. For purposes of obtaining a distribution due to disability, four of the last six years at or above the minimum earnings level, or three of the last six years if contributions were at or above the minimum for at least 25 years, must be satisfied.

Beyond the financial component, the next issue is qualifying for benefits as disabled, which requires meeting the definition of “disability,” as defined by the government. Briefly, the applicant must show severe and prolonged impairment. More specifically, severe equates to a condition that stops a person from doing any type of substantial gainful work, and prolonged means the disability is expected to last for a long or indefinite period, or result in death.

When Children of Disabled Recipients May Receive Benefits

Assuming the disabled parent meets the threshold requirement and qualifies for benefits under the Canada Pension Plan, a dependent child in the care or custody of the disabled parent, as well as a child of a deceased qualified parent, may receive monthly benefits of $241.05, as of 2017. Note that if the contributor is deceased, he or she only had to contribute to the pension fund for at least three years for a surviving child to qualify for supplemental benefits. This child benefit is available until the age of 18 for natural, adopted, and children legally controlled by the recipient. Anyone seeking benefits above the age of 18, which can extend to 25, must be enrolled full time at a recognized university. After age 25, child benefits are no longer available. The benefit is typically paid to the parent with which the child is living, but may be directly paid to the child if over 18 and in school full time. Once awarded, the benefit only stops if:

  • The child stops attending school full time or turns 18;
  • The parent’s disability benefit stops;
  • The child leaves the care and custody of the covered parent; or
  • The child dies.

Consult a Disability Lawyer

Becoming legally qualified as disabled opens the door to many supportive benefits that provide income and services beyond the standard disability coverage. The amount of services available, and how to qualify for them, is difficult to navigate for most people, but an experienced disability lawyer can identify and direct a disabled client to the resources he/she needs to function optimally. Do not risk missing out on key benefits, and consult a disability lawyer to see which options are available.

Disclaimer: The content of this article is a general guideline made available for educational purposes only and is not intended to be used as legal advice for the reader’s specific situation nor in general. By reading our blog and website content, the reader acknowledges the above and understands there is no lawyer-client relationship created between you and Himelfarb Proszanski through this content. To get specific legal advice, we encourage you to book a free consultation with one of our lawyers to clarify the legal aspects of your situation.

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Timing is Critical. Help is Free.

Don’t delay discussing your matter with us to find out how to build a winning case.

Please enable JavaScript in your browser to complete this form.

You don’t pay us unless we win your case. No Out of pocket expenses required.

Note: Your Privacy is Safe with us. We will never disclose your information to external parties.

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Sherene AlySherene Aly
16:02 23 Mar 24
I was very pleased with my decision to retain David and his team for my case. Melissa Gizzo was simply amazing and was able to secure a fair settlement for me.
T TT T
17:46 16 Feb 24
Experienced and excellent law firm. Their lawyers are wonderful, articulate, dilligent, amicable, calm, respectful, responsible, resourceful and have good human and customer relationships Especially DAN HOLLAND 👌 He is an amazing lawyer as regards dealing with any of the Accident case.I was involvedIn an accident in 2019 February. He was God sent as he dutifully and relentlessly worked hard until the case was settled
LizLiz
22:43 18 Jan 24
I highly recommend Dan Holland as a disability lawyer. His commitment to my case made the process seamless. Dan's clear communication and ability to simplify complex legal matters made it easy for me to understand every step. He demonstrated genuine concern for my best interests, making him not only a skilled attorney but also someone easy to talk to.Dan’s support extended beyond legal expertise; he alleviated my stress during the long-term disability case. His calm approach and unhurried demeanour ensured that there was no rush in our collaboration. This, coupled with his dedication, made the entire experience more manageable, fostering confidence in his ability to handle the case with meticulous care.I wholeheartedly endorse Dan for anyone seeking a lawyer who not only gets results but also prioritizes your peace of mind.
Neeshanth SritharanNeeshanth Sritharan
21:49 01 Jan 24
My mom was involved in an accident impacting her daily life and ability to work. Dan Holland has worked with us during the duration of our case and has been helpful in fighting for her and supporting us, and organizing the things we needed. Our family is incredibly grateful of the outcome Dan was able to obtain for us. I would highly recommend him!
Faiza HamidFaiza Hamid
01:26 22 Dec 23
I'm so happy I chose Mena Brar and her team represet us . We could not ask for a better team she is so kind, loyal, and honest. she spoke to me as an equal and made me feel as if my case was definitely important and that I deserved to be fairly compensated. I appreciate you. Did it for me and how this will help me get back on track with my life. keep helping others. You are doing amazing works, Mena Brar. I wish you all the best.
Brenda FurtadoBrenda Furtado
23:38 12 Dec 23
Many thanks to Silene Malhao for settling my husband's TORT claim and to Mena Brar for settling his accident benefits claim. These ladies made themselves available any time we had a question. They were very understanding and compassionate. We were completely taken care of throughout this process. We would definitely recommend this team to friends and family!
ShaunaShauna
15:52 06 Dec 23
We are so happy that we had David and his team represent us. We couldn't have asked for a better team. Not only is David incredibly skilled and experienced, he is kind and compassionate and it is clear how much he cares for his clients. Megan was also absolutely amazing to work with and was always on top of everything and there to answer any questions we had! Thank you!
Andrew CoutoAndrew Couto
23:10 21 Nov 23
I'm so happy I chose David as my lawyer. I spoke to a few lawyers before finding David and I noticed majority of them spoke to me in a way that felt demeaning or that my case wasn't big enough or important enough to take. One phone call with David and my opinion on lawyers changed. He spoke to me as an equal and made me feel as if my case was definitely important and that I deserved to be fairly compensated. The whole process was wonderful. From dealing with David's law clerk Ingrid whom is an amazing and kind woman to his legal assistant Melissa whom is another amazing kind and talented young woman. I was so stressed about this case but from day 1 they helped ease that stress and always answered all my questions promptly and respectfully. I couldn't believe David got me to mediation within 6 months of being cut off my LTD and got me a settlement way beyond my expectations. I can't say enough good things about this law firm but I guarantee you that if you need a lawyer to fight for you David is your guy! . Believe me when I say this is the law firm for anyone dealing with personal injuries especially LTD denial claims. Thank you so much to David, Ingrid and Melissa you truly don't know how much I appreciate all you did for me and how this will help me get back on track with my life. Keep helping others you guys are doing amazing work! I wish you all the best!
Rose RegazziRose Regazzi
21:15 11 Oct 23
I sustained a relatively painful injury, affecting me long term.I wouldn't otherwise had pursued it, as it involved a relatively large corporation, but felt it necessary to do so. However, many lawyers were daunted, with one, who actually referred me to HIMPRO.I was connected with Dan Holland, who reviewed the case, provided with me realistic expectations, sound advice and had a willingness to move forward and represent me.His calm and professional demeanor, brought me to a place of reassurance. His ease in addressing all facets of this process, clearly demonstrated a wealth of experience. There was never any hesitation, when being challenged, and felt my best interest was always in the forefront.This case has since been resolved, to my complete satisfaction.Without reservation, HIMPRO (and Dan Holland, in particular), would be the only firm I would recommend for these type of cases.
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