If you have a motorcycle, you probably know how common accidents are and how serious motorcycle accidents can be. In fact, if you ride a motorcycle you’re more likely to be involved in a deadly crash than a driver of any other type of vehicle.
Below you’ll learn about the most common causes of motorcycle accidents and what to do if you experience one.
Common Accident Causes
Rough or unpredictable weather can be especially hard on motorcyclists because they are exposed to the elements like rain, sleet, hail and wind. All of these factors can make it harder to control your motorcycle.
In addition, accidents that happen in poor weather conditions can be extremely serious. While it’s impossible to avoid sudden unexpected weather, checking the weather before your trip and avoiding traveling when weather conditions are poor are some of the best ways to stay safe.
Alcohol, speeding, and disobeying traffic laws are other common causes of motorcycle accidents. Something in particular you should look out for is another vehicle turning in front of you, as this will require you to quickly apply your brakes and hope that you have enough time to stop. Making sure to follow at a safe distance can help.
What to Do After a Motorcycle Accident
The first thing to do after your accident is call 911 if there are any injuries. If there are no serious injuries, it’s still crucial to call the police so they can generate an accident report that confirms the details of the accident.
Even if you aren’t sure whether you’re hurt or feel okay after the accident, seek medical attention right away to catch any slow-emerging injuries. If you are able to, you should also gather information about the accident, including insurance and vehicle information from the other driver, and contact information from witnesses or passengers. Take photos of any street signs, buildings or other evidence.
Dealing with Insurance Adjusters
If an insurance adjuster from the other driver’s insurance company calls you, avoid disclosing any information. You are only required to speak to your own insurance adjuster.
You should always contact your insurance company right away after an accident. Tell them about all of the information you gathered, but wait until you’ve seen a doctor and the damage to your motorcycle has been determined before sharing details about these things. Otherwise your compensation might be estimated at an amount that is less than what you deserve.
Dealing with the Settlement
Before you accept any insurance claim settlement, you’ll want to consider several factors including the long-term impact your injuries could have on your life. You should also think about what other types of compensation you may be entitled to in addition to healthcare and repairs for your motorcycle. Compensation for lost wages, transportation and other expenses may be available to you.
Because these things can be difficult to understand on your own, especially if you’re injured, it’s best to contact a personal injury lawyer who specializes in motorcycle accidents. Consultations are free and your lawyer can give you a sense of your legal rights.
By taking these steps after a motorcycle accident, you’ll ensure that you receive the maximum compensation possible.
To find out more about working with a lawyer, download our personal injury recovery kit or contact us to schedule a free consultation with a motorcycle accident lawyer.
