After a car accident, it can be hard to know what to do to ensure that you get the compensation you require to care for yourself and your family. Below, you’ll learn more about what to do after an accident and how to find legal assistance that will help you get the monetary award you need to recover from your injuries.
Steps to Take After an Accident
There are several steps you should take as soon as your accident occurs.
1. Call the police. The police will gather evidence and determine who was at fault in the accident. They will also make sure you’re safe while they investigate.
2. Get medical attention. If you are badly hurt, it is crucial that you call paramedics, so you get the treatment you need. Even if your injury seems minor, you should seek medical attention as soon as possible for any injury you have sustained. Not only will this clarify the degree of your injuries, but it will be important to get your full insurance claim.
3. Contact a lawyer. Even if you are uncertain about whether you have a case, getting in touch with a lawyer for a free consultation will be helpful. An experienced lawyer can help you better understand your rights and what kind of compensation you may be entitled to, including medical bills, work training or income loss. If you decide to sue the responsible party, you’ll need to provide evidence to a lawyer to support your case.
Who is Eligible for Car Accident Compensation?
Anyone who sustains mental, physical, or psychological damage due to a car accident is eligible to receive benefits. This includes any family members who experience difficulties because of an accident involving a loved one.
How Car Accident Compensation Works
There are many types of car accident compensation available. Loss of income and compensation for injuries are some of the most common types of compensation sought. Loss of income can include both future income loss and losses you experience because your income is reduced or you cannot find employment due to your injuries.
These forms of compensation are typically straightforward, but other types, like general damages (including pain and suffering), can be more complicated. While you can receive general damages compensation up to $360,000, you must meet a “threshold” by having endured serious and permanent impairment due to your accident. The impairment could include mental, physical or psychological issues. It is important to know that deductibles may also be imposed on your general damages compensation because of the Insurance Act. For example, if general damages are less than $121,000, you will incur a $36,000 pain and suffering deductible. This does not apply if damages are over $121,000.
In addition to these common forms of car accident compensation, there are other lesser known types. Pecuniary losses, including travel, housekeeping and home maintenance costs may be covered. Your family can also be compensated if they have incurred expenses due to your injuries, or if they have suffered because you are unable to act as a caretaker or companion.
Luckily, most car accident claims are settled out of court, which can make the process easier.
Now that you know more about car accident compensation, working with a lawyer is a good way to alleviate your stress. From gathering information about your case and completing forms, to communicating with your insurance company, your lawyer can provide you with the help you need.
Consult with a personal injury lawyer today to understand your rights.
