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Understanding Disability Benefits – Overview

Remove the stress you and your family are experiencing due to a denial by the insurance company.

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Disability Claims
Long-Term Disability
CPP Disability Benefits

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Seriously Injured? Denied Disability?

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You don’t pay us unless we win your case. No Out of pocket expenses required.

Note: Your Privacy is Safe with us. We will never disclose your information to external parties.

Federal Government

To supplement your other sources of income if you’re living with a disability, the Government of Canada offers several programs:

Firstly, if you’ve lost your job, or are unable to work through no fault of your own and need short-term financial assistance, you may be entitled to receive Employment Insurance (EI). You may be eligible to get up to 15 weeks of EI sickness benefits if you’re unable to work because of sickness, injury or quarantine.

Secondly, the Canadian Pension Plan (CPP) Disability Benefits program  provides monthly payments for disability to people who have contributed to the plan during their working years. It’s considered a long-term disability benefits program. See: Canadian Pension Plan (CPP) Disability Benefits for more details and to determine eligibility.

In addition, if you receive CPP disability and have children under 25 years of age, you might also be eligible for the CPP children’s benefits for dependents under 25Read more here.

For veterans, if you’re on disability from your service in the Canadian Armed Forces or Merchant Navy, you may be eligible for disability benefits for veterans. For more details, see this article about Disability Benefits for Veterans.

In Ontario…

In Ontario, the provincial government offers benefits and services through the WSIB (Workplace Safety & Insurance Board) as well as the ODSP (Ontario Disability Support Program).

If you are ever injured or become ill because of your job, WSIB provides care and support you’re entitled to under Ontario’s workplace safety and insurance system. That includes benefits, as well as other support, such as return to work assistance. You can read more about WSIB benefits and services here.

See also: Why You Need a WSIB Lawyer

The Ministry of Children, Community and Social Services administers the Ontario Disability Support Program (ODSP) to help with your living expenses if you have a disability and become eligible to the program. The program offers both financial assistance, as well as other benefits and help.

See also: What Illnesses Are Covered Under the Disability Act?

GOVERNMENT DISABILITY

Benefits Program

Several sources of disability benefits exist to help when you’ve been unable to work after an accident, an injury, or any event that prevents you from performing regular work-related tasks for a significant period of time. We know that understanding what programs are available, how they relate to each other and if they apply to you can be confusing. We want to clarify the matter further to relieve your stress. From government disability benefit programs to private disability insurance plans, here is an overview, with links to more detailed information for each program.

Federal Disability Benefits

The Government of Canada offers several programs and levels of support to people unable to work.

Provincial Disability Programs

There are essentially 2 provincial programs to help people face short or long-term disability preventing them to work.

Private Disability Insurance

Most private insurance companies offer disability benefits through group or individual insurance plans.

Why Choose HIMPRO?

Himelfarb Proszanski’s disability team has a strong reputation of successfully handling disability claims in Ontario. Some major local law firms refer us their client’s disability cases. Our track record of successfully handling 97.5% of denied disability claims proves that insurance companies take us seriously.

We provide a combined century of trial experience which has led to the successful settlement of over 10,000 cases with combined settlement value in excess of 3/4 billion dollars. And finally, we’re the only firm to offer you. And finally, we’re the only firm to offer you the HIMPRO Advantage™.

Based on almost 30 years of legal expertise and handling over 5,000 disability cases, the Disability team at HIMPRO knows how to handle the different strategies the Insurance companies use to deny or delay the payment of your LTD Disability benefits for years. Our in-depth knowledge of the Disability Claim legal process in Ontario has led to an impressive track record: a 97.5% success rate handling disability claims.

Insurance companies know our reputation and don’t want to go up against us in court. We’ve really earned the respect of the insurance industry. Our team, led by David Himelfarb, has over 100 combined years of hard fought insurance and litigation experience, obtaining significant judgments for our client’s disability cases. We have been recognized by Best Lawyers and have the highest rating, AV Preeminent, from Martindale-Hubbell. We have sued and challenged everybody there is, at every major insurance company, over the last 30 years. That has certainly earned us the respect of their general counsel, their national trial counsel, and their defense counsel.

Trying to defend your rights to receive disability benefits and engaging in a legal case can be intimidating and stressful, on top of the disability issue itself. Our team fully understands this and will support you from the start. From our first contact, our immediate goal is to relieve the stress you and your family are experiencing due to a denial by the insurance company. We also understand you want us to be responsive to your enquiries and be kept up to date along the process. For us, you are NOT a number, and we will treat you with full respect for your person and situation, while providing the best legal representation possible.

If English is not your first language, we provide professional translators to assist you in this process, which will limit the stress due to language barriers.

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Recover Your Disability Benefits

Denied or Cut-Off? Don’t wait. Time is of the essence to recover your benefits.
Book a Free Claim Assessment now with our disability lawyers by completing the form below.

Please enable JavaScript in your browser to complete this form.
Note: Your Privacy is Safe with us. We will never disclose your information to external parties.

Timing is Critical. Help is Free.

Don’t delay discussing your matter with us to find out how to build a winning case.

Please enable JavaScript in your browser to complete this form.

You don’t pay us unless we win your case. No Out of pocket expenses required.

Note: Your Privacy is Safe with us. We will never disclose your information to external parties.

OUR CLIENTS

What They Say About Us

Sherene AlySherene Aly
16:02 23 Mar 24
I was very pleased with my decision to retain David and his team for my case. Melissa Gizzo was simply amazing and was able to secure a fair settlement for me.
T TT T
17:46 16 Feb 24
Experienced and excellent law firm. Their lawyers are wonderful, articulate, dilligent, amicable, calm, respectful, responsible, resourceful and have good human and customer relationships Especially DAN HOLLAND 👌 He is an amazing lawyer as regards dealing with any of the Accident case.I was involvedIn an accident in 2019 February. He was God sent as he dutifully and relentlessly worked hard until the case was settled
LizLiz
22:43 18 Jan 24
I highly recommend Dan Holland as a disability lawyer. His commitment to my case made the process seamless. Dan's clear communication and ability to simplify complex legal matters made it easy for me to understand every step. He demonstrated genuine concern for my best interests, making him not only a skilled attorney but also someone easy to talk to.Dan’s support extended beyond legal expertise; he alleviated my stress during the long-term disability case. His calm approach and unhurried demeanour ensured that there was no rush in our collaboration. This, coupled with his dedication, made the entire experience more manageable, fostering confidence in his ability to handle the case with meticulous care.I wholeheartedly endorse Dan for anyone seeking a lawyer who not only gets results but also prioritizes your peace of mind.
Neeshanth SritharanNeeshanth Sritharan
21:49 01 Jan 24
My mom was involved in an accident impacting her daily life and ability to work. Dan Holland has worked with us during the duration of our case and has been helpful in fighting for her and supporting us, and organizing the things we needed. Our family is incredibly grateful of the outcome Dan was able to obtain for us. I would highly recommend him!
Faiza HamidFaiza Hamid
01:26 22 Dec 23
I'm so happy I chose Mena Brar and her team represet us . We could not ask for a better team she is so kind, loyal, and honest. she spoke to me as an equal and made me feel as if my case was definitely important and that I deserved to be fairly compensated. I appreciate you. Did it for me and how this will help me get back on track with my life. keep helping others. You are doing amazing works, Mena Brar. I wish you all the best.
Brenda FurtadoBrenda Furtado
23:38 12 Dec 23
Many thanks to Silene Malhao for settling my husband's TORT claim and to Mena Brar for settling his accident benefits claim. These ladies made themselves available any time we had a question. They were very understanding and compassionate. We were completely taken care of throughout this process. We would definitely recommend this team to friends and family!
ShaunaShauna
15:52 06 Dec 23
We are so happy that we had David and his team represent us. We couldn't have asked for a better team. Not only is David incredibly skilled and experienced, he is kind and compassionate and it is clear how much he cares for his clients. Megan was also absolutely amazing to work with and was always on top of everything and there to answer any questions we had! Thank you!
Andrew CoutoAndrew Couto
23:10 21 Nov 23
I'm so happy I chose David as my lawyer. I spoke to a few lawyers before finding David and I noticed majority of them spoke to me in a way that felt demeaning or that my case wasn't big enough or important enough to take. One phone call with David and my opinion on lawyers changed. He spoke to me as an equal and made me feel as if my case was definitely important and that I deserved to be fairly compensated. The whole process was wonderful. From dealing with David's law clerk Ingrid whom is an amazing and kind woman to his legal assistant Melissa whom is another amazing kind and talented young woman. I was so stressed about this case but from day 1 they helped ease that stress and always answered all my questions promptly and respectfully. I couldn't believe David got me to mediation within 6 months of being cut off my LTD and got me a settlement way beyond my expectations. I can't say enough good things about this law firm but I guarantee you that if you need a lawyer to fight for you David is your guy! . Believe me when I say this is the law firm for anyone dealing with personal injuries especially LTD denial claims. Thank you so much to David, Ingrid and Melissa you truly don't know how much I appreciate all you did for me and how this will help me get back on track with my life. Keep helping others you guys are doing amazing work! I wish you all the best!
Rose RegazziRose Regazzi
21:15 11 Oct 23
I sustained a relatively painful injury, affecting me long term.I wouldn't otherwise had pursued it, as it involved a relatively large corporation, but felt it necessary to do so. However, many lawyers were daunted, with one, who actually referred me to HIMPRO.I was connected with Dan Holland, who reviewed the case, provided with me realistic expectations, sound advice and had a willingness to move forward and represent me.His calm and professional demeanor, brought me to a place of reassurance. His ease in addressing all facets of this process, clearly demonstrated a wealth of experience. There was never any hesitation, when being challenged, and felt my best interest was always in the forefront.This case has since been resolved, to my complete satisfaction.Without reservation, HIMPRO (and Dan Holland, in particular), would be the only firm I would recommend for these type of cases.
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David Himelfarb-Best Lawyers-2025

HIMPRO BY HIMELFARB PROSZANSKI LLP

HIMPRO is a leading law firm with full service personal injury and disability insurance lawyers. We have been recognized by Best Lawyers and assigned the highest rating, AV Preeminent, from Martindale-Hubbell. We provide a combined century of trial experience which has led to the successful settlement of over 10,000 cases with combined settlement value in excess of 3/4 billion dollars. Our mission is to win your case. At HIMPRO by Himelfarb Proszanski LLP we build winning cases. That’s the HIMPRO Advantage™.

CONTACT

LOCATION

Toronto Disability Lawyers
480 University Ave
Suite 1401
Toronto ON
M5G 1V2
(416) 599-8080

Brampton Disability Lawyers
2 County Ct Blvd
Suite 400
Brampton ON
L6W 3W8
(905) 595-6760

Hamilton Disability Lawyers
1 Hunter St E
Ground Floor
Hamilton ON
L8N 3W1
(905) 777-8002

Kitchener Disability Lawyers
22 Frederick St
7th Floor
Kitchener ON
N2H 6M6
(519) 772-7659

Oshawa Disability Lawyers
21 Simcoe St S
Oshawa ON
L1H 4G1
(289) 634-5554

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