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Long Term Disability Cancer

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Long-Term Disability
CPP Disability Benefits

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Seriously Injured? Denied Disability?

We Can Help You Build a Winning Case

With the HIMPRO Advantage™

Free Case Evaluation
Hospital & Home Visits
No Fees Unless We Win

Don’t delay discussing your matter with us to find out how to build a winning case.

Please enable JavaScript in your browser to complete this form.

You don’t pay us unless we win your case. No Out of pocket expenses required.

Note: Your Privacy is Safe with us. We will never disclose your information to external parties.

Nearly 1 in 2 Canadians (45% of men and 43% of women) is expected to develop cancer during their lifetime, according to the Canadian Cancer Society. This means that a large percentage of the Canadian working population is very likely to be confronted with cancer affecting their income at one time in their life.

Workers who are under an employer’s group insurance policy ask us: “Can you go on long-term disability for cancer?”

While there isn’t a simple or universal answer to this question, let us try to expose the various disabling conditions tied to cancer, and how suffering from various types of cancers relates to claiming and securing long-term disability benefits for cancer.

What Exactly Is Cancer?

Trillions of cells make up our bodies. In normal conditions, these cells grow and divide to form new cells as the body needs them. During our growth phase, but also when we’re injuring ourselves and the body attempts “repair”. When the body no longer needs the cells, they die, and new cells take their place.

When someone is affected by cancer, some of the body’s cells begin to divide and spread, even if the new cells are not needed. These cells can divide so much that they form a tumor. Cancers are named for the organ or location in which it began. If cancer spreads from its origin to another part of the body, it’s said to have metastasized.

While a cancer diagnosis is certainly devastating, cancer treatments have improved tremendously. In fact, the five-year survival rate for all cancers combined is approximately 66%, with survival rates for some types of cancer exceeding 90%.

Common Cancer Conditions Leading to Long-Term Disability

Most disability benefits are determined by how the side effects of treatment affect the patient and their ability to work.

Cancer patients have many different treatment options that differ considerably based on the location and stage of cancer. One such cancer involves the lungs.

The deadliest form of Cancer, Lung cancer, usually needs surgery, chemotherapy and radiation to treat. Other treatments include hormonal therapy, targeted therapy, immunotherapy and stem cell transplants. All have side effects that can hinder a patient’s ability to work or even live a normal life.

Cancer treatments can also cause long-lasting side effects that can be the basis of a long-term disability claim. These can affect the lungs, heart, nervous system, and cause muscle weakness and fatigue and other issues that affect a cancer patient’s long-term health.

Some of the cancers that can qualify for disability include:

  • Lung Cancer
  • Colon Cancer
  • Kidney Cancer
  • Prostate Cancer
  • Testicular Cancer
  • Uterine Cancer
  • Ovarian Cancer

Stages of Cancer

Stage 1: Cancers that are at stage 1 involve abnormal growth of cells confined to an isolated part of the body. Depending upon the location of that abnormal growth of cells, cancers in stage one can sometimes be removed by surgery. However, successful long-term disability claims that are solely based on cancers in stage one are uncommon.

Stage 2: Cancers at this stage are still growing but are localized or have spread only to the nearby lymph nodes.

Stage 3: Cancers in stage 3 have typically advanced to lymph nodes further away from the original abnormal growth of cells. Those who have cancer at stage 2 or 3 may be entitled to long-term disability benefits. This is especially true when severe symptoms accompany stage two or three cancer such as weakness, pain, cough, fever, headaches, fatigue, and nausea.

Stage 4: Cancer that has spread (or metastasized) beyond the regional lymph nodes into more distant parts of the body are labeled stage 4. These types of cancers are sometimes able to be treated but more often than not involve very severe symptoms that easily qualify for a successful cancer and long-term disability claim.

Doctors have customarily classified cancer into different “stages“. These stages are based upon the size of the tumor and the extent to which the cancer has spread throughout the body.

Disability Benefits Stemming From Side Effects of Treatment

Depending upon where the cancer is located in the affected individual and how far the cancer has spread, treatment options vary from patient to patient. For example, a skin lesion that is cancerous can be removed through a routine surgical procedure and will require almost no time off from work. However, lung cancer – one of the deadliest forms of cancer – requires chemotherapy, radiation, and countless visits to an oncologist. Chemotherapy specifically causes tremendous side effects that are debilitating in the affected individual.

Such side effects are fatigue, nausea, pain, digestive problems, and a compromised immune system. Any of these symptoms can prevent an individual from working and performing their activities of daily living. Radiation is similar to chemotherapy because it targets cancerous cells but also destroys some healthy cells in the process. Radiation also can cause side effects such as skin irritation and persistent fatigue. These symptoms also can limit an individual from engaging in their activities of daily living or working.

In many of these cases, these side effects are debilitating and form the basis for short term disability benefits, which last up to 6 months. By and large, STD claims are approved more than LTD claims.

Proving Long Term Disability

When applying for long-term disability benefits, you must anticipate that the case will be very closely scrutinized. This is the case even if the cancer has advanced beyond stage 1 into stage 2, 3, or 4.

Your claim must contain all of your relevant medical evidence that speaks to your disability:

  • Obtain a copy of your entire medical file and include diagnostic tests such as x-rays, bone scans, CT scans, biopsies, MRIs, and ultrasounds.
  • Include notes from your clinician, treating physician, and oncologist.
  • You may also wish to include statements from close friends and members of your family that set forth their observations and your inability to engage in activities of daily living.

Statements from co-workers will also help as they can attest to the fact that you are unable to engage in your necessary work functions. Include as much favorable evidence as possible.

How an Experienced Disability Lawyer Can Help You

It is wise to consult with and retain a lawyer experienced in successfully handling long-term disability claims for individuals suffering from cancer, to build a strong case and overcome all the obstacles you may face. An experienced lawyer will help you to communicate effectively with the disability benefits provider and keep track of deadlines. Experienced lawyers also work with your treating physicians to obtain insightful medical opinions as well as objective evidence that is compelling and demonstrates that you are unable to work.

Retaining a lawyer with experience in cancer and long term disability also takes a huge burden off of your shoulders as you recover and treat your long-term disability. Stress is one of the prime factors with respect to cancer so having an advocate that is skilled and experienced will go a long way towards helping you focus on recovery.

Why Choose HIMPRO?

Himelfarb Proszanski is a leading law firm with full-service personal injury lawyers. We have been recognized by Best Lawyers and have the highest rating, AV Preeminent, from Martinadale-Hubbell. We provide a combined century of trial experience which has led to the successful settlement of over 10,000 cases with combined settlement value in excess of 3/4 billion dollars. And finally, we’re the only firm to offer you the HIMPRO Advantage™.

  • Your injury is assessed and your options are discussed
  • Your rights are protected and your claim is pursued
  • Your disability and other benefits are secured
  • You or a loved one obtains the award they deserve
  • You receive updates throughout the entire process – Our Communication Guarantee
  • Your injury assessments are booked with respected specialists
  • Your rehabilitation is optimized and personalized using our extensive network of rehabilitation and medical specialists
  • Your rehabilitation is monitored and tracked
  • Your case is managed by our lawyers from start to finish
  • You are made aware of options designed to maximize your settlement amount
  • Free Case Evaluation
    Schedule your free no-obligation personal injury evaluation.
  • Hospital & Home Visits
    Visits are available free of charge anywhere in Ontario.
  • No Fees Unless We Win
    Our guarantee: we don’t get paid until your case settles.

Timing is Critical. Help is Free.

Recover Your Disability Benefits

Denied or Cut-Off? Don’t wait. Time is of the essence to recover your benefits.
Book a Free Claim Assessment now with our disability lawyers by completing the form below.

Please enable JavaScript in your browser to complete this form.
Note: Your Privacy is Safe with us. We will never disclose your information to external parties.

Timing is Critical. Help is Free.

Don’t delay discussing your matter with us to find out how to build a winning case.

Please enable JavaScript in your browser to complete this form.

You don’t pay us unless we win your case. No Out of pocket expenses required.

Note: Your Privacy is Safe with us. We will never disclose your information to external parties.

OUR CLIENTS

What They Say About Us

Sherene AlySherene Aly
16:02 23 Mar 24
I was very pleased with my decision to retain David and his team for my case. Melissa Gizzo was simply amazing and was able to secure a fair settlement for me.
T TT T
17:46 16 Feb 24
Experienced and excellent law firm. Their lawyers are wonderful, articulate, dilligent, amicable, calm, respectful, responsible, resourceful and have good human and customer relationships Especially DAN HOLLAND 👌 He is an amazing lawyer as regards dealing with any of the Accident case.I was involvedIn an accident in 2019 February. He was God sent as he dutifully and relentlessly worked hard until the case was settled
LizLiz
22:43 18 Jan 24
I highly recommend Dan Holland as a disability lawyer. His commitment to my case made the process seamless. Dan's clear communication and ability to simplify complex legal matters made it easy for me to understand every step. He demonstrated genuine concern for my best interests, making him not only a skilled attorney but also someone easy to talk to.Dan’s support extended beyond legal expertise; he alleviated my stress during the long-term disability case. His calm approach and unhurried demeanour ensured that there was no rush in our collaboration. This, coupled with his dedication, made the entire experience more manageable, fostering confidence in his ability to handle the case with meticulous care.I wholeheartedly endorse Dan for anyone seeking a lawyer who not only gets results but also prioritizes your peace of mind.
Neeshanth SritharanNeeshanth Sritharan
21:49 01 Jan 24
My mom was involved in an accident impacting her daily life and ability to work. Dan Holland has worked with us during the duration of our case and has been helpful in fighting for her and supporting us, and organizing the things we needed. Our family is incredibly grateful of the outcome Dan was able to obtain for us. I would highly recommend him!
Faiza HamidFaiza Hamid
01:26 22 Dec 23
I'm so happy I chose Mena Brar and her team represet us . We could not ask for a better team she is so kind, loyal, and honest. she spoke to me as an equal and made me feel as if my case was definitely important and that I deserved to be fairly compensated. I appreciate you. Did it for me and how this will help me get back on track with my life. keep helping others. You are doing amazing works, Mena Brar. I wish you all the best.
Brenda FurtadoBrenda Furtado
23:38 12 Dec 23
Many thanks to Silene Malhao for settling my husband's TORT claim and to Mena Brar for settling his accident benefits claim. These ladies made themselves available any time we had a question. They were very understanding and compassionate. We were completely taken care of throughout this process. We would definitely recommend this team to friends and family!
ShaunaShauna
15:52 06 Dec 23
We are so happy that we had David and his team represent us. We couldn't have asked for a better team. Not only is David incredibly skilled and experienced, he is kind and compassionate and it is clear how much he cares for his clients. Megan was also absolutely amazing to work with and was always on top of everything and there to answer any questions we had! Thank you!
Andrew CoutoAndrew Couto
23:10 21 Nov 23
I'm so happy I chose David as my lawyer. I spoke to a few lawyers before finding David and I noticed majority of them spoke to me in a way that felt demeaning or that my case wasn't big enough or important enough to take. One phone call with David and my opinion on lawyers changed. He spoke to me as an equal and made me feel as if my case was definitely important and that I deserved to be fairly compensated. The whole process was wonderful. From dealing with David's law clerk Ingrid whom is an amazing and kind woman to his legal assistant Melissa whom is another amazing kind and talented young woman. I was so stressed about this case but from day 1 they helped ease that stress and always answered all my questions promptly and respectfully. I couldn't believe David got me to mediation within 6 months of being cut off my LTD and got me a settlement way beyond my expectations. I can't say enough good things about this law firm but I guarantee you that if you need a lawyer to fight for you David is your guy! . Believe me when I say this is the law firm for anyone dealing with personal injuries especially LTD denial claims. Thank you so much to David, Ingrid and Melissa you truly don't know how much I appreciate all you did for me and how this will help me get back on track with my life. Keep helping others you guys are doing amazing work! I wish you all the best!
Rose RegazziRose Regazzi
21:15 11 Oct 23
I sustained a relatively painful injury, affecting me long term.I wouldn't otherwise had pursued it, as it involved a relatively large corporation, but felt it necessary to do so. However, many lawyers were daunted, with one, who actually referred me to HIMPRO.I was connected with Dan Holland, who reviewed the case, provided with me realistic expectations, sound advice and had a willingness to move forward and represent me.His calm and professional demeanor, brought me to a place of reassurance. His ease in addressing all facets of this process, clearly demonstrated a wealth of experience. There was never any hesitation, when being challenged, and felt my best interest was always in the forefront.This case has since been resolved, to my complete satisfaction.Without reservation, HIMPRO (and Dan Holland, in particular), would be the only firm I would recommend for these type of cases.
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HIMPRO BY HIMELFARB PROSZANSKI LLP

HIMPRO is a leading law firm with full service personal injury and disability insurance lawyers. We have been recognized by Best Lawyers and assigned the highest rating, AV Preeminent, from Martindale-Hubbell. We provide a combined century of trial experience which has led to the successful settlement of over 10,000 cases with combined settlement value in excess of 3/4 billion dollars. Our mission is to win your case. At HIMPRO by Himelfarb Proszanski LLP we build winning cases. That’s the HIMPRO Advantage™.

LOCATION

Toronto
480 University Ave
Suite 1401
Toronto ON
M5G 1V2
(416) 599-8080

Brampton
2 County Ct Blvd
Suite 400
Brampton ON
L6W 3W8
(905) 595-6760

Hamilton
1 Hunter St E
Ground Floor
Hamilton ON
L8N 3W1
(905) 777-8002

Kitchener
22 Frederick St
7th Floor
Kitchener ON
N2H 6M6
(519) 772-7659

Oshawa
21 Simcoe St S
Oshawa ON
L1H 4G1
(289) 634-5554

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