What is disability vs impairment?
Disability vs Impairment In making a claim for disability benefits, there are strict definitions of the terms disability vs. impairment. These definitions will vary depending on the wording in the policy or governing statute. An impairment may be insignificant to a claim …
How Long can a Long-Term Disability Appeal Take?
Anyone who has ever filed an insurance claim, regardless of the type or basis, understands how difficult companies make it for insureds to actually collect the benefits they pay premiums to secure. Long-term disability claims are no different, and in fact, often …
Can I File a Disability Claim if I am Self-Employed?
To be successful as a self-employed individual, one needs a large amount of tenacity and drive to both get the endeavor off the ground and to generate a sustainable and consistent income. However, self-employment does bring risk of financial disaster if a …